Financial educator Yemisi Adepoju has launched a new book, 'Broke After Pay Day,' aimed at guiding individuals out of debt and alleviating financial stress. The book, unveiled recently at RovingHeights Bookstore in Lagos, addresses the behavioral and emotional factors contributing to poor money management, regardless of income level.

Adepoju, who has observed widespread financial instability among employees through her work with a cooperative society since 2015, noted that even high earners struggle with debt. "I've seen people earn N500,000 to N600,000 and are still owing," she stated, highlighting the pervasive nature of financial distress.

'Broke After Pay Day' delves into habits such as impulsive spending, lifestyle inflation, peer pressure, and emotional decision-making that lead to financial exhaustion. The book equips readers with practical tools to achieve financial stability and escape debt traps. Adepoju expressed her hope that the book will inspire a change in Africa, empowering employees to overcome financial challenges, including external pressures like 'black tax' or difficult relationships.

The eight-chapter book integrates storytelling with practical exercises, making financial lessons relatable and actionable. Adepoju emphasized that many professionals, despite being financially active, are burdened by debt and poor financial choices, leading to unhappiness and a feeling of being trapped.

Early reviews suggest the book is a valuable resource. Professor Sunday Owualah of the University of Lagos described it as a useful guide for avoiding post-salary financial distress. Olamide Alao-Akala, CEO of Umera Farms Nigeria, praised its blend of storytelling, exercises, and practical strategies.

Real estate entrepreneur Tope Mark-Odigie highlighted the importance of budgeting, a crucial yet often neglected aspect of personal finance, according to her review. Dolapo Akinwale of Tulcan Energy Resources Limited pointed out that the book resonates with the financial realities faced by many Nigerians, particularly young people influenced by social media lifestyles.

'Broke After Pay Day' is part of Adepoju's broader mission to promote financial literacy, discipline, and long-term wealth creation among professionals.